Paying Zakat through Organizations:
Allowed and often recommended
Benefits:
- Reach verified recipients
- Professional distribution
- Tax receipts (if applicable)
- Impact reports
Verify organization:
- Transparent finances
- Follows Islamic guidelines
- Gives to eligible categories
- Low admin costs (<15%)
Popular in Pakistan:
- Edhi Foundation
- JDC Foundation
- Al-Khidmat
- Bait-ul-Maal
You can also give directly to known needy people.
For your specific situation, please consult a qualified scholar or your local mosque.
And Allah knows best.