Investment Zakat:
Zakatable investments:
- Stocks/shares
- Mutual funds
- ETFs
- Bonds (check Islamic permissibility)
- Savings accounts
Method full market value:
Pay 2.5% on the full current market value of your shares and funds. Shares are treated as trade goods, so the entire market value is zakatable whether you hold them long-term or trade actively.
Example:
100,000 in shares → 100,000 × 2.5% = 2,500
Calculate on your Zakat anniversary using the market value on that day.
For your specific situation, please consult a qualified scholar or your local mosque.
And Allah knows best.